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Jun 04, Acts of nature that harm someone else’s property – like a storm causing a tree to fall on a car – aren’t normally covered by a home insurance policy because there is no negligence on the part of the homeowner. The landlord, thus, won’t be found liable by the insurance company and claims will be denied. If, though, you believe the landlord knew the Estimated Reading Time: 2 mins.

Fallen limbs or trees can do serious damage to your vehicle. Car insurance may help cover tree damage if you have comprehensive coverage on your auto insurance policy. Comprehensive coverage helps pay to repair or replace your vehicle if it's damaged or destroyed by falling objects, like a stumpchopping.buzzted Reading Time: 5 mins.

Jun 23, Does Renters Insurance Cover A Tree Falling On Your Car? is answered free by a licensed agent. Does Renters Insurance Cover A Tree Falling On Your Car? Asked June 23, in. Renters Insurance. POINTS Contact Me. view profile. Brenda Hanson PRO.

Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana. Apr 02, Keep in mind that comprehensive auto insurance does not cover the removal of fallen trees or branches, just the damage they can do to your car. You’ll need to find another way to cover the cost of the debris removal. Dec 12, Renter's insurance will cover damage to your possessions caused by the falling tree. Your landlord's policy will cover structural damage. The financial obligation for damage caused by a fallen tree may vary in other situations.

Insurance Agent Brenda Hanson indicated in a June statement on the Insurance Library website that homeowner's insurance should.